A Closer Look at the Aetna Medicare Extra Benefits Card and Its Offerings (2024)

Table of Contents

Understanding the Aetna Medicare Plan

What is the Aetna Extra Benefits Card?

Key Offerings of the Aetna Extra Benefits Card

How to Use Aetna Extra Benefits Card

Frequently Asked Questions

In the competitive healthcare landscape, insurance providers constantly seek to deliver better value and additional services to their policyholders. Among these providers, Aetna stands out with its innovative approach to enhancing MedicareA federal health insurance program for people who are 65 or older, certain younger people with disab... benefits. One of their hallmark offerings is the Aetna Medicare Extra Benefits card. This card not only simplifies the process for beneficiaries but also introduces an array of additional services.

In this blog, we willA legal document that states how a person's property should be managed and distributed after death. delve into the specifics of this Aetna benefits card, unpacking its features and analyzing its offerings for Medicare beneficiaries. Whether you're a current Aetna policyholder or someone looking to understand the nuances of modern healthcare offerings, understanding the Aetna Medicare Extra Benefits card can help you maximize your benefits.

Understanding the Aetna Medicare Plan

Aetna, a CVS Health company, is a leading provider of Medicare insurance options in the United States. As the healthcare needs of America's aging population grow, it's crucial for individuals approaching or already in their senior years to grasp the intricacies of Medicare and how Aetna's offerings fit into the broader landscape.

Choosing a Medicare plan isn't just about coverage but also about the quality of careThe degree to which health services for individuals and populations increase the likelihood of desir..., ease of accessing services, and additional benefits. Aetna's expansive network of healthcare providers focuses on preventive care, and extra services like health and wellness programsActivities and programs designed to promote the overall health and wellness of seniors, often includ... make it a popular choice among its 3.2 million Aetna beneficiaries.

Aetna's Role in Medicare

Aetna, as one of the prominent private insurance companies, offers several Medicare products, particularly focusing on Part C, also known as Medicare Advantage.

  • Aetna Medicare Advantage (Part C) Plans: These are all-in-one alternatives to Original Medicare (Parts A & B). They often include prescription drug coverage (Part D) and may also offer additional benefits such as vision, dental, and wellness programs that aren't covered by Original Medicare. These plans come in several forms, including HMOs, PPOs, and more.

  • Aetna Medicare Prescription Drug (Part D) Plans: For those who opt for Original Medicare but want to add drug coverage, Aetna offers standalone Part D plans.

  • Medicare Supplement Insurance Plans (MedigapPrivate health insurance that supplements Medicare by covering co-pays, deductibles, and other expen...): Aetna also provides Medigap plans, which help pay some of the healthcare costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.

In addition to its specialized Medicare plans, Aetna also offers additional perks to its beneficiaries, including the Aetna Medicare Extra Benefits card.

What is the Aetna Extra Benefits Card?

Understanding the unique needs of the aging population, Aetna acknowledged that standard Medicare coverage often left gaps in healthcare access. There was a need for a program that offered beneficiaries the ability to avail themselves of additional health-related products and services without incurring significant out-of-pocket expenses. The Aetna Medicare Extra Benefits card was introduced as a solution to this, aiming to provide a holistic approach to healthcare for seniors.

At its core, the Aetna Extra Benefits card functions like a specialized debit card. It's pre-loaded with a certain amount or given a specific benefit allowance periodically. This allowance can be used by the cardholder to purchase health-related items or avail of certain services that are not covered under their standard Medicare plan.

Every D-SNP will come with a debit card preloaded with the new Aetna Medicare Extra Benefits card. This card provides an allowance with expanded spending options. Beneficiaries can utilize this flexible allowance for purchasing healthy foods, over-the-counter products, fuel, transportation services, personal care essentials, and even supplies for their pets.

Key Offerings of the Aetna Extra Benefits Card

The Aetna Extra Benefits Card stands as a hallmark of Aetna's commitment to providing holistic healthcare solutions to its Medicare beneficiaries. Here, we'll delve deeper into the benefits and offerings of this unique card.

1. Over-the-Counter (OTC) Supplies

Beyond just basic medications, the card encompasses a range of OTC supplies. This includes vitamins for nutritional support, pain relievers for immediate relief, first aid materials for minor emergencies, and even preventive items like sunscreen or cold and flu medications.

The card provides beneficiaries the convenience of choosing from a variety of brands and products at participating retailers, ensuring they have access to their preferred OTC supplies. By covering these essential items, Aetna reduces the out-of-pocket expenses beneficiaries might otherwise incur.

2. Health and Wellness Products

Apart from the usual health products, beneficiaries can procure innovative items such as fitness trackers to monitor their daily activity, blood pressure monitors for at-home health checks, and even glucose meters for those managing diabetesA chronic condition that affects the way the body processes blood sugar (glucose), requiring ongoing.... These tools empower users to take control of their health, encouraging them to monitor and manage their wellness actively.

3. Special Discounts

From traditional services like gym memberships to alternative therapies such as acupunctureA form of traditional Chinese medicine that involves inserting thin needles through the skin at spec... or chiropractic sessions, the Aetna Medicare Extra Benefits card offers a variety of discounts. Recognizing that health and wellness are multifaceted, these discounts are designed to cater to the diverse preferences and requirements of beneficiaries, be it physical fitness, mental well-being, or holistic health.

4. Transportation Services

Transportation can be a significant barrier to healthcare, especially for seniors with mobility challenges or those living in areas with limited public transportation. The transportation services covered are designed with seniors in mind. This means vehicles that are easy to board, drivers trained to assist the elderly, and punctual services to ensure timely arrival for medical appointments.

5. Vision and Dental Services

Vision and dental health, often overlooked in standard Medicare plans, play a pivotal role in overall well-being. The Aetna Medicare Extra Benefits Card provides access to routine eye exams, corrective lenses, dental check-ups, cleanings, and even specific procedures.

Aetna has partnered with a network of optometrists, ophthalmologists, dentists, and specialists, ensuring beneficiaries receive quality care. The discounted rates or extended benefits make these essential services more affordable and accessible.

How to Use Aetna Extra Benefits Card

Using the Aetna Extra Benefits Card is designed to be straightforward, ensuring that beneficiaries can access their additional benefits with ease. Here's a step-by-step guide on how to utilize the card:

Activation

Upon receiving your Aetna Medicare Extra Benefits Card, the first step is usually to activate it. This can be done by calling the number provided on the back of the card or by logging into your online account if you have one.

Understanding Your Balance

Before using your card, it's crucial to know your available balance or allowance. This can often be checked by logging into the associated online portal, using a dedicated mobile app, or by calling Aetna's customer service.

Making Purchases

  • Over-the-Counter (OTC) Supplies: Simply present your Aetna Extra Benefits Card at the checkout counter of participating retailers when buying eligible OTC items.

  • Healthy Foods: At designated stores, use the card to buy approved healthy food items.

  • Gas & Transportation: For eligible transportation services or gas stations, use the card as you would any regular debit card.

  • Personal Care & Pet Supplies: Purchase approved personal care items or pet supplies at participating retailers using the card.

Some plans may allow the use of the Aetna Extra Benefits Card for online purchases. Ensure the online retailer accepts the card and follows the usual online payment procedures.

For services or products that offer special discounts, present your card at the point of service. The discount should be applied automatically.

Monitoring Transactions and Balance

Regularly log into your online portal or app to monitor transactions, ensure all charges are accurate and keep track of your remaining Aetna card balance.

Frequently Asked Questions

What is the Aetna Extra Benefits Card?

The Aetna Extra Benefits Card is a special offering for certain Aetna Medicare beneficiaries. It provides access to additional health-related services and products beyond what is covered in traditional Medicare plans.

Who is eligible for the Aetna Extra Benefits Card?

The card is typically available to certain Medicare beneficiaries enrolled in specific Aetna plans. It's best to check with Aetna directly or review plan materials to determine eligibility.

Where can I use the Aetna Extra Benefits Card?

Beneficiaries can use the card at participating retailers for approved products and services, including over-the-counter supplies, healthy foods, and other health-related items.

Does the card's balance roll over each month?

This can vary based on the specifics of your Aetna plan. It's important to check the terms and conditions or consult with Aetna's customer service for precise details.

How do I check my card balance?

Typically, you can check the balance by logging into your Aetna account online, using a dedicated mobile app, or calling Aetna's customer service.

Are there fees associated with the Aetna Extra Benefits Card?

While most benefits cards don't have associated fees for the user, always review the cardholder agreement or terms and conditions for any potential fees or charges.

What should I do if I lose my card?

If your card is lost or stolen, it's crucial to report it immediately to Aetna's customer service. They can guide you on the steps to take and potentially issue a replacement card.

Maximizing Your Aetna Card Benefits

While it's essential to understand the Aetna Medicare Extra Benefits card and how to use it efficiently, it undeniably provides added value to eligible members. By staying informed and leveraging the card's features, beneficiaries can maximize their health benefits and better cater to their well-being needs. As with all healthcare tools, the key lies in informed usage and regular consultation with the provider to ensure optimal benefits.

Want to maximize your Aetna benefits? Discover if you’re qualified for the Aetna Healthy Food card! Use your Healthy Food card to purchase eligible items at participating stores. Stay healthy without breaking the bank!

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A Closer Look at the Aetna Medicare Extra Benefits Card and Its Offerings (1)

Nathan Justice

Nathan Justice manages community outreach programs and forums that help many senior citizens. He completed a counseling program at the University of Maryland’s Department of Psychology.

A Closer Look at the Aetna Medicare Extra Benefits Card and Its Offerings (2024)

FAQs

A Closer Look at the Aetna Medicare Extra Benefits Card and Its Offerings? ›

The Aetna Medicare Extra Benefits Card provides access to routine eye exams, corrective lenses, dental check-ups, cleanings, and even specific procedures. Aetna has partnered with a network of optometrists, ophthalmologists, dentists, and specialists, ensuring beneficiaries receive quality care.

What is the Aetna Extra Benefits debit card? ›

Aetna® Dual Eligible Special Needs Plans, or D-SNPs, give you an Aetna Medicare Extra Benefits Card to help pay for everyday expenses like healthy foods, over-the-counter health products and even rent. That's on top of our medical coverage and $0 copay for covered Part D prescriptions at in-network pharmacies.

What foods can I buy with my Aetna extra benefits card? ›

With your Extra Benefits Card, you can purchase approved healthy foods that help you feel your best. That includes fruits and veggies, meat and seafood, healthy grains like bread and pasta, pantry staples like flour and spices and more.

Can I use my Aetna Medicare Extra Benefits card for gas? ›

You can even use your Extra Benefits Card to help fill your gas tank — simply swipe your card at the pump and select credit as payment type. No PIN is required. If your Extra Benefits allowance covers your full purchase, you're good to go.

Can aetna extra benefits card be used at walmart? ›

You can use the Aetna Extra Benefits card to buy groceries, household, and OTC items at eligible retail stores, like Kroger and Walmart. For transportation, utilities, and rent assistance, you can pay for the service directly with the card.

Why did Aetna send me a debit card? ›

It's included in the Aetna D-SNP plan. Buying fresh, healthy foods can sometimes be pricey. That's why Aetna D-SNP provides this pre-paid debit card to many members. It can help you stock up on approved foods at the grocery store.

How do I check my Aetna Extra benefits card balance? ›

You can also check the balance of your allowance or look up covered items using the NationsBenefits “MyBenefits Portal” app on your smartphone. You can download the app for free on the App Store® and Google Play™. Use your quarterly Extra Benefits Card allowance before you lose it.

Can I buy soda with a healthy benefits card? ›

Some items are not available for purchase, including non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda and tobacco. *Unused credits for the healthy food benefit will expire monthly.

What food can be bought with healthy Benefits card? ›

We look forward to seeing you in our stores!
  • Nutritious foods. Many Benefit cards cover groceries such as fruits and vegetables, or other nutritious foods like fish, poultry, meat, and seafood; most dairy products; and soups and salad kits.
  • Over-the-counter medications. ...
  • Vitamins & supplements.

Can I buy bread with my OTC card? ›

OTC Food Benefit Card

It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs. You can find a complete list of eligible items by clicking on this link: Full list of eligible items.

Why did I get a new medicare card for 2024? ›

Do you know what isn't new this year? Your Medicare card. Medicare beneficiaries are not receiving new cards this year, but scammers may try to convince you otherwise. For example, scammers may falsely tell you that Medicare is issuing new cards—perhaps a card that is plastic or metal, or a card that has a chip in it.

What is the difference between Tier 1 and Tier 2 Aetna? ›

Tier 1 – Aetna® Premier Care Network Plus Multi-Tier providers. Utilizing a provider from this tier results in maximum savings for Aetna members. Tier 2 – Aetna Health broad network providers. Utilizing a provider from this tier results in standard savings for Aetna® members.

Does Aetna have a grocery allowance? ›

The Aetna Healthy Food card is a benefit that Aetna offers to its members. It is a pre-loaded card that can be used to purchase healthy food items at approved retailers or online. The card is funded by Aetna and is separate from the member's health savings account or flexible spending account.

Where can I spend my Aetna OTC card? ›

There are a few different ways to redeem your Aetna OTC benefits, depending on your preferences. The most popular options are ordering online, over the phone, or shopping in-store at CVS. No matter which method you choose, your items will be conveniently shipped to your door at no additional cost.

Does Aldi accept a healthy benefits card? ›

Food and Nutrition Services Participants Can Now Use Benefits for Online Purchases at ALDI.

What does extra debit card do? ›

Extra gives you a line of credit called 'Spend Power' to turn your daily purchases into credit worthy payments. Spend Power is a line of credit provided by Lead Bank that is separate from your Extra Debit Card. We spot your purchases with your Spend Power and pay ourselves back the next day.

Can I use my Aetna Nations benefits card for gas? ›

Your card has limited funds for you to purchase items listed in your benefits. Please visit Aetna.NationsBenefits.com to check your balance. If you have the Transportation wallet included in your benefit, your card will only work for gas at the pump and not inside the convenience store.

What is the MasterCard Extra benefits Prepaid Card? ›

A Prepaid Benefits Card is a special-purpose MasterCard® Card or Visa® Card that gives participants an easy, automatic way to pay for qualified health care/benefit expenses.

What is the benefit debit card? ›

Your Benefits Debit Card is for eligible medical expenses only. Check out this list of FSA and HSA eligible expenses. LPFSAs: If you've elected an LPFSA, your expenses are limited to those related to dental and vision. You may use the card for dental and vision expenses only.

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