…… - Question about a card I received in the mail (2024)

Sherrynboo

Veteran Member
  • Oct 21, 2022
  • #1

Yesterday I received a prepaid Mastercard from Aetna who is my medicare provider. Under my name on the card it says integration test. I called the number on the card to find out what it meant and the jackass that answered said it was just extra words printed on the card! WTF?? Just higgledy piggledy throw extra words on a card?? I can only assume this is some kind of Covid relief funds that they needed to disperse but that integration test concerns me.

nomifyle

TB Fanatic
  • Oct 21, 2022
  • #2

Burn it, take nothing for granted.

raven

TB Fanatic
  • Oct 21, 2022
  • #3

If it is a "prepaid" card, find out if there is any money on it.
or you may receive a tax form that says you owe income tax on it.

Macgyver

Has No Life - Lives on TB
  • Oct 21, 2022
  • #4

raven said:

If it is a "prepaid" card, find out if there is any money on it.
or you may receive a tax form that says you owe income tax on it.

Spend it. No proof you ever got it because no Id is required to spend it.

Sherrynboo

Veteran Member
  • Oct 21, 2022
  • #5

It is a $500 prepaid card to be used on groceries or utilities. The food stamp recipients in GA got something similar from what I have heard. I still think it is covid relief money that the state has to spend.

raven

TB Fanatic
  • Oct 21, 2022
  • #6

Read the literature.
It must have "activation" and if it is a card, a means to make payment.
Usually, is a website. Credit card website.
Register, login, and see if there is money on it.
Read the terms and conditions. Payment dates. Interest rates, etc.

and then cancel it . . . after you have taken the money and run

raven

TB Fanatic
  • Oct 21, 2022
  • #7

Sherrynboo said:

It is a $500 prepaid card to be used on groceries or utilities. The food stamp recipients in GA got something similar from what I have heard. I still think it is covid relief money that the state has to spend.

that is likely to be $500 income that you will have to pay taxes on in April.
don't throw it away

B

Border Collie Dad

Flat Earther
  • Oct 21, 2022
  • #8

raven said:

that is likely to be $500 income that you will have to pay taxes on in April.
don't throw it away

No

N

night driver

ESFP adrift in INTJ sea
  • Oct 21, 2022
  • #9

There is some REAL funny schtuff floating around about taxes and refunds and stuff, which SOUNDS like they took taxes on non-taxable funds. PM or wait until 20guage pops up and ask him.

Sherrynboo

Veteran Member
  • Oct 21, 2022
  • #10

My main concern is what an integration test is!

Sherrynboo

Veteran Member
  • Oct 21, 2022
  • #12

Thank you Medic!

ShadowMan

Designated Grumpy Old Fart
  • Oct 21, 2022
  • #13

"integration" into what?

Integration - definition of integration by The Free Dictionary

integration ( ˌɪntɪˈɡreɪʃən) n 1. the act of combining or adding parts to make a unified whole 2. (Government, Politics & Diplomacy) the act of amalgamating a racial or religious group with an existing community 3. (Government, Politics & Diplomacy) the combination of previously racially segregated social facilities into a nonsegregated system 4.

J

John Deere Girl

Veteran Member
  • Oct 21, 2022
  • #14

Sherrynboo said:

It is a $500 prepaid card to be used on groceries or utilities. The food stamp recipients in GA got something similar from what I have heard. I still think it is covid relief money that the state has to spend.

Some of the Medicare plans give these cards as part of their plan regardless of income.

Kris Gandillon

The Other Curmudgeon

_______________

  • Oct 21, 2022
  • #15

Sherrynboo said:

Yesterday I received a prepaid Mastercard from Aetna who is my medicare provider. Under my name on the card it says integration test. I called the number on the card to find out what it meant and the jackass that answered said it was just extra words printed on the card! WTF?? Just higgledy piggledy throw extra words on a card?? I can only assume this is some kind of Covid relief funds that they needed to disperse but that integration test concerns me.

Someone forgot to clear the comment field used to identify cards created for integration testing before they released the card art to production to generate the real cards. Nothing nefarious, just a normal human error.

During testing, we create cards with names on them like Donald Duck and Attila the Hun and the comment field can designate whatever type of testing we are doing at that point.

Last edited:

D

Deena in GA

Administrator

_______________

  • Oct 21, 2022
  • #16

Since the integration wording apparently doesn’t mean anything, I’ll just say you received a very nice surprise! Maybe I need to look into some of the supplemental Medicare policies.

tnphil

Don't screw with an engineer
  • Oct 21, 2022
  • #17

TANSTAAFL.

Sherrynboo

Veteran Member
  • Oct 22, 2022
  • #18

Thank you Kris! You put my paranoia back in the closet for now …… - Question about a card I received in the mail (17)

db cooper

Resident Secret Squirrel
  • Oct 22, 2022
  • #19

Macgyver said:

Spend it. No proof you ever got it because no Id is required to spend it.

Well, may yes, maybe no. I have a debit card that the VA uses to put money into as reimbursem*nt for travel costs. To use it like a credit card, I need to use the PIN. To transfer the card balance to our checking account, I need to show an ID. The bank clerk, that knows exactly who I am, said the showing of an ID for such credit cards is a must.

Sherrynboo's card, read the accompanying literature. It should spell out what it is. If there is a website associated with it, read it.

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…… - Question about a card I received in the mail (2024)

FAQs

Why did I get a random debit card in the mail? ›

If you receive a debit/credit card that you didn't apply for from a bank that you don't bank with, call the card's bank immediately. The bank will be able to clarify why you received the card or tell you if it's a scam. Do NOT use the contact numbers provided in the mail with the card.

Why did I get a prepaid card in the mail? ›

First, it's not a credit card. It is a prepaid debit card for a rebate that you apparently qualified for, or someone sent in for you. OfferWire sends rebates to consumers who have purchased, for example, cable, internet or phone services. Maybe you qualified for something like this and you don't remember.

Why did I get a credit card in the mail? ›

Occasionally, a bank may issue a credit card in error. In such a case, you should direct the bank to close the account and remove any record of the account from your credit history. Receiving an unsolicited card also could mean that a third party has applied for the card after stealing your identity.

Will the USPS ever ask for card info? ›

If you missed a delivery, or USPS has trouble delivering a package, they might ask you to choose a new delivery time. They will not ask for your address, credit card number, or other sensitive information. You're asked to pay for something extra. USPS does not charge a fee for redeliveries.

Why is someone opening debit cards in my name? ›

Scammers open fake bank accounts in other people's names for many reasons, including to write bad checks, launder money and evade taxes. The best way to monitor your bank account history is to review your ChexSystems reports and credit reports.

Why did I receive a debit card for my account I didn't open? ›

Receiving an unsolicited card could mean: The bank issued the card in error. A third party has applied for the card after stealing your identity. It's a common scam, often referred to as “phishing,” to steal your account information.

Who is getting debit cards from the government? ›

Federal benefit payments, such as Social Security, Supplemental Security Income (SSI) and Veterans, are required to receive your payment electronically. You must either have the money deposited directly to a bank or credit union account or get your money each month on a DirectExpress® prepaid debit card.

What kind of card is the government sending out? ›

About Government Payment Cards

Government Payment Cards are not linked to your bank account, and they are not credit cards. They are prepaid debit cards onto which a government agency loads funds directly and you can use them just like traditional debit cards.

Why would someone open a prepaid card in my name? ›

Prepaid cards are also a common method of payment used in financial scams. While reloadable cards do require the user to provide some personal information, prepaid cards often aren't easily tied to specific identities. That makes it easy for fraudsters to use them for money laundering.

What to do if you get a credit card you didn't apply for? ›

In case you get a card you did not sign up for, you should contact the issuer and ask it to close the account. Don't use the card if you don't want to be held responsible for it. You should also put in a complaint about the issuer with the CFPB if you want to alert the authorities.

Why do I keep getting cards in the mail? ›

You may continue to receive some credit card offers for several weeks because some credit card issuers may already have begun the prescreening process for your credit offer before your request was processed. You may also continue to receive credit mail from credit card companies you've worked with before.

Can a bank open an account without your permission? ›

U.S. Bank. Wells Fargo customers aren't the only ones whose bank may have fraudulently opened accounts on their behalf. In July 2022, the CFPB fined U.S. Bank $37.5 million for illegally accessing its customers' credit reports to open savings accounts, credit cards and lines of credit without customers' consent.

How to spot a fake tracking number? ›

The simplest way is to input the tracking number on the courier's official website. If the number is legitimate, the site will show the parcel's progress. If not, the site will indicate that the number is invalid. Another method to authenticate a tracking number is by examining its format.

Are credit cards mailed USPS? ›

All mailable matter can be mailed as First-Class Mail. Some things MUST be mailed as First-Class Mail (or Priority Mail), including: Handwritten or typewritten material. Bills, statements of account or invoices, credit cards.

Will USPS check my ID? ›

FAQ. Note: Prior to delivery, the recipient is required to show a government issued photo identification for proof of age and, in some cases, identity.

Why is the government sending out debit cards? ›

This is not a scam. The government is sending some people Economic Impact Payment Cards if they qualified for a stimulus payment and the IRS couldn't direct deposit the payment.

Why did I receive a debit card from the government? ›

What are Government Payment Cards? They are prepaid debit cards provided by the government for disbursem*nt of government benefits (such as Unemployment Insurance, Child Support, and Temporary Assistance to Needy Families).

What to do when you receive a credit card you didn't apply for? ›

If you get a credit card in the mail you didn't apply for, call the company right away. Tell them you don't want the card, and to cancel the account. Ask them not to report the account to the credit reporting agencies. If they've already done that, ask them to fix the mistake with the agencies.

How did a scammer get my debit card? ›

The fraudster may tamper with an existing payment terminal or ATM. They typically do so by hacking into it or inserting a skimming device. In rare cases, the criminal may modify an ATM and place it in a public place. Thinking it's real, the victim uses it and exposes their card information.

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